ONE Finance App Redesign

I’m actually a ONE Finance customer, and this redesign started from my own frustration with the app. Pockets, their system for splitting money into categories like Utilities or Savings Goals, is a genuinely good idea, but the interface buried it under extra taps to get to virtual cards, transaction history, or spending insights.

I mapped out the existing user journey first, marked where I kept getting stuck, and sketched new flows for the actions that mattered most: creating a virtual card for a specific pocket, linking a merchant category to a spending rule. Both should have taken a few taps, not a small investigation.

Each Pocket became its own card showing balance, recent activity, and the controls you’d actually want, auto-save toggles, spend limits, right there instead of another screen deep. I added subtle shadows and contextual highlights to give the interface some depth without it turning busy.

I built the whole system to work in both light and dark mode from the start rather than bolting dark mode on afterward. Light mode stays warm and legible; dark mode leans into higher contrast for checking your balance at night without getting blasted by a white screen.

Virtual card management got a full rework too. Generating a card, labeling it, setting a usage limit or expiration, all of that now lives in one view instead of being scattered across the fragmented flow the original app had.

This one was a passion project more than a client engagement, a chance to fix the specific things that annoyed me as an actual user rather than guess at what a hypothetical one might want.